The new administration has proposed tax changes that could affect estate planning for the wealthy. While these proposals may not pass, they offer an important reminder. No matter what, it’s important to remain alert to how the tax code can affect investments and the assets we want our families to inherit. And while it’s hard […]
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What do you know about cryptocurrency? Though it’s a hot topic much discussed by some investors, this relatively new digital currency remains potentially confusing. Gain a clearer understanding of Bitcoin and other types of cryptocurrency with these frequently asked questions. What is cryptocurrency?Cryptocurrency, often shortened to just “crypto,” is a type of unregulated virtual currency. […]
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How much do you earn each year? The answer to that question can affect how you approach saving for retirement. If you earn above a certain amount, you cannot make direct contributions to a Roth IRA, for example. Are you wondering about the retirement savings options for high earners? Here are a few details to […]
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Are you wondering about different ways to invest in your family’s future? A custodial account can help you give your children (or another young family member, like a niece, nephew, or grandchild) financial support for their college education. Read more in the ROI Financial PDF file below.
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At some point, many people consider buying a second home. This new property might be your vacation getaway or an addition to your investment portfolio. But, just like buying your first home, such a large purchase requires careful consideration. These four questions can help guide you as you weigh the potential benefits and challenges of […]
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As you know, planning for the future and keeping your finances on track require regular vigilance and fine-tuning. But when life gets busy, it is surprisingly easy to forget about the basics. That is why even the wealthiest among us can end up picking up less-than-ideal habits. No matter your situation, it is a good […]
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One part of planning your legacy and making your wishes known involves doing some digital and physical organizing. Do you have all your key legal documents in an easily accessible but secure place? Here is what to have on hand and what to keep in mind as you put your essential information in order.
Read MoreWhen should you start receiving your Social Security benefits and how they will factor into your overall retirement situation? These are two of the biggest considerations attached to this important financial topic. If you have questions on your mind or want to go over anything in greater detail, start by looking at these key points […]
Read MoreWithout expenses like travel and dining out, many people have spent less and saved more over the last few months. Others are experiencing a sudden drop in income due to job loss or early retirement. With the timeline of the pandemic still unclear, now may be a good time to take another look at your […]
Read MoreNo one wants to think about examining and dividing their finances, but divorce happens. In particular, an increase in “grey divorce” (divorce involving couples over 50 years old) is something you may have heard about. The longer a couple is together, the more complicated the financial aspects of separation can become. In the case that […]
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