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Stay informed with insights, updates, and resources from ROI Financial. Our articles cover planning, investing, and tax strategies—giving you the knowledge to make confident financial decisions on your wealth-building journey.

How do catch-up contributions work?

Not everyone is able to max out their retirement contributions in the..

Pros and Cons of Delaying Benefits

You can start claiming your Social Security benefits when you turn 62,..

How to Find an Old 401(k)

Many people change jobs several times throughout their careers. Each new job..

Is Lifestyle Creep Limiting Your Wealth?

Imagine you have just gotten a raise at work. You’re probably thinking..

How to Plan Your Retirement Withdrawals

You’ve worked hard to save up for your retirement. Understanding the rules..

Good Debt Versus Bad Debt

Can debt ever be a good thing? The term “debt” implies a..

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