Tag: ROI Financial

ROI Financial Advisors IRS Scams: How to Spot and Avoid Them DOWNLOAD ARTICLE .PDF Scammers posing as the IRS have stolen billions of dollars from thousands of victims, often using fear and intimidation to get their way. Knowing their tricks is the first step to protecting yourself — and helping elderly loved ones stay safe, […]

ROI Financial Advisors When to Shred Old Financial Documents DOWNLOAD ARTICLE .PDF Managing financial paperwork can feel overwhelming but knowing what to keep and what to shred can help you stay organized while protecting yourself.  Here’s a simple guide to decluttering your records responsibly:   Tax Returns The IRS recommends retaining your tax returns for […]

ROI Financial Advisors What Is the Reverse Budgeting Method? DOWNLOAD ARTICLE .PDF Sticking to a budget can be challenging. You set goals, but impulse buys and variable expenses can make it difficult to stay on track.   Are you looking for a different strategy for hitting your financial goals? Reverse budgeting could be the answer. […]

ROI Financial Advisors What Is an Assumed Interest Rate (AIR)? DOWNLOAD ARTICLE .PDF Annuities are a common retirement planning tool. These insurance products can help protect you from the possibility of outliving your retirement savings.   If you are exploring annuities as a potential element of your retirement strategy, you’ve probably heard the term “assumed […]

ROI Financial Advisors When should you update beneficiaries? DOWNLOAD ARTICLE .PDF You likely designated beneficiaries when you initially purchased a life insurance policy and opened your retirement accounts.   But, as life goes on, you may wish to change one or more of your beneficiaries. Keep reading for answers to a few questions you may […]

ROI Financial Advisors 5 Strategies for Asset Protection DOWNLOAD ARTICLE .PDF You’ve worked hard to build your portfolio and safeguard your assets over time.    Lawsuits, divorce and taxes can threaten the assets you hold. But as you build your wealth, you can also use various strategies to protect what you’ve earned.   These tips […]

ROI Financial Advisors 5 Signs You’re Financially Stable DOWNLOAD ARTICLE .PDF You don’t have to be wealthy to be financially stable. Financial stability can mean a lot more than that — like being able to afford your current lifestyle or saving up for your future.  What are some of the signs that you’re financially stable? […]

ROI Financial Advisors 4 Early Tax Preparation Tips DOWNLOAD ARTICLE .PDF Are you ready for tax season? Whether you want to file early or be ready for the April 15 deadline, getting an early start can take a lot of the stress out of preparing and filing your taxes.  Get a jumpstart on your taxes […]

ROI Financial Advisors Your Early Retirement Checklist DOWNLOAD ARTICLE .PDF Having the free time to travel, explore hobbies and see your loved ones are among the top reasons people dream of early retirement. But how realistic is early retirement for you?   Answering the following questions could help you determine if retiring early is right […]