Budgeting
A Lifetime’s Worth of Financial Goals
What are your financial goals? The answer to that question will change through life, but this handy guide can help you and your loved ones
Outbound Engine
October 26, 2022
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What are your financial goals? The answer to that question will change through life, but this handy guide can help you and your loved ones
Winning the lottery can be a dream come true, but it often ends up being a short-lived one — about 70% of lottery winners go
We all know the scene: A grieving family gathers in a room for the reading of their relative’s will. It lists who inherits what, and
Economic factors are forcing many young adults to turn to their parents for continued financial support. Just last year, 58% of 18- to 24-yearolds in
Most people look forward to retirement. However, a surprising number of people find themselves hesitating to start their golden years -– or even “un-retiring” a
It’s hard to find any good news about finance these days. Market forecasters are starting to use the dreaded “r” word to describe the economy
There’s no crystal ball that can predict life’s unexpected twists and turns. But when life changes hurt your hard-earned nest egg, shrugging and saying “c’est
Money management can get complicated as your financial success and stability climbs. Sometimes bad habits that impact our long-term financial health start at our high
Rising inflation has caused many people to take a closer look at their finances, but have you considered what it’s doing to your savings and
Exchange-traded funds (ETFs) give investors exposure to a broad array of securities. They help you to diversify your portfolio, and you can easily buy and
To merge or not to merge? Whether moving in together, getting married or living as civil partners, long-term couples eventually face this important financial decision.
During your working years, your income determines how much you can expect to receive in Social Security benefits when you become eligible. What should high
Some people focus on saving for retirement with an employer-sponsored 401(k), while others use an IRA — but did you know that you can have
We bank, shop, schedule doctor’s appointments, and share photos and life updates online. With the constant threat of cybercrime and online fraud, how can you
Do you and your family want to make a positive impact in the world? Your family can create a plan for charitable giving to help
Retirement is a huge goal, but it probably isn’t your only financial objective. Other significant milestones in your future might be buying a second home,
No matter how much you’ve thought about retirement already, it can be easy to overlook some of the details that will make your post-employment years
AS SEEN IN Fortune, Entrepreneur & Bloomberg Businessweek PORTLAND FINANCIAL Interview with ROI Financial Advisors, LLC,Managing Member, Founder, and InvestmentAdvisor Representative Lance Jarl Johnson.
Are you and your finances prepared for a rainy day? Major fluctuations in the market, new legislation, unexpected health issues and more can put stress
Careful planning for tax season can help to make the process as easy and stress-free as possible. What do you need to know about getting
Estate planning is important for everyone, but when you start to do your research, it seems like many resources assume you’re married with children. Many
When it comes to finances, it can be challenging to find the right balance as a parent. How much should you talk about money with
Do you have an investment property you’re thinking of selling? Or are you thinking of downsizing soon? It’s important to understand the costs associated with
After years of careful saving and investing, you’re finally ready to retire. And as you enjoy your post-working life, you’ll need to determine how to
Have you and your spouse ever disagreed about money? You’re not alone. Shared finances can be tricky, and many couples run into a conflict or
Retirement is a milestone achievement, and it’s often a challenge to settle on the right time to leave the workforce. Many people even change their
Passing family property down through the generations is a wonderful way to honor all the memories made in your home. Plus, your kids will get
The rules that apply to required minimum distributions (RMDs) have changed over the last couple of years, and it’s possible they could change again in
What do you want to leave behind for your heirs? Thinking ahead can be a challenge, but you likely want to pass down an inheritance
Financial security brings peace of mind. When you don’t have to worry about paying bills or lagging behind on savings, you have time and energy
More money means more spending power. When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally inclined to
The new administration has proposed tax changes that could affect estate planning for the wealthy. While these proposals may not pass, they offer an important
What do you know about cryptocurrency? Though it’s a hot topic much discussed by some investors, this relatively new digital currency remains potentially confusing. Gain
How much do you earn each year? The answer to that question can affect how you approach saving for retirement. If you earn above a
Are you wondering about different ways to invest in your family’s future? A custodial account can help you give your children (or another young family
At some point, many people consider buying a second home. This new property might be your vacation getaway or an addition to your investment portfolio.
As you know, planning for the future and keeping your finances on track require regular vigilance and fine-tuning. But when life gets busy, it is
One part of planning your legacy and making your wishes known involves doing some digital and physical organizing. Do you have all your key legal
When should you start receiving your Social Security benefits and how they will factor into your overall retirement situation? These are two of the biggest
Without expenses like travel and dining out, many people have spent less and saved more over the last few months. Others are experiencing a sudden
No one wants to think about examining and dividing their finances, but divorce happens. In particular, an increase in “grey divorce” (divorce involving couples over
It can sometimes feel awkward or challenging to talk about money and the future, especially with your children. But if you want to help minimize