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ROI Financial Advisors IRS Scams: How to Spot and Avoid Them DOWNLOAD ARTICLE .PDF Scammers posing as the IRS have stolen billions of dollars from
ROI Financial Advisors When to Shred Old Financial Documents DOWNLOAD ARTICLE .PDF Managing financial paperwork can feel overwhelming but knowing what to keep and what
ROI Financial Advisors Gift Tax Exclusion FAQs DOWNLOAD ARTICLE .PDF If gift-giving is on your mind this holiday season, it is also time to think
ROI Financial Advisors How to Calculate Your Net Worth DOWNLOAD ARTICLE .PDF Your net worth is a measure of your total assets minus your liabilities.
ROI Financial Advisors 3 Retirement Trends to Watch in 2024 DOWNLOAD ARTICLE .PDF Many of us have a picture of what the average retiree looks
ROI Financial Advisors What to Know About Passing Down Property DOWNLOAD ARTICLE .PDF Do you want to keep your home in the family? You have
ROI Financial Advisors Preparing Your Finances for Parenthood DOWNLOAD ARTICLE .PDF Parenthood is a major milestone. Are you ready for the financial changes that come
ROI Financial Advisors Single Versus Joint Life Insurance DOWNLOAD ARTICLE .PDF Life insurance gives you peace of mind that your partner will be taken care
ROI Financial Advisors Retirement Risks for High Income-Earners DOWNLOAD ARTICLE .PDF Even middle- and upper-income earners face retirement risks. What are some of the biggest
ROI Financial Advisors Decoding 5 Types of Retirement Annuities DOWNLOAD ARTICLE .PDF Proposed bipartisan legislation would allow retirement plan sponsors to use annuities as a default option.
ROI Financial Advisors 5 Ways to Avoid Boredom in Retirement DOWNLOAD ARTICLE .PDF Retirement is a well-deserved phase of life that can offer the freedom
ROI Financial Advisors Teaching Children How to Build Credit DOWNLOAD ARTICLE .PDF As parents, we strive to equip our children with the knowledge and skills
ROI Financial Advisors What Is Values-Based Investing? DOWNLOAD ARTICLE .PDF In recent years, there has been a surge in the popularity of values-based investing, as
ROI Financial Advisors How To Do a Mid-Year Finance Checkup DOWNLOAD ARTICLE .PDF One thing that is guaranteed in life is change — whether it’s
ROI Financial Advisors 5 Financially Smart Graduation Gifts DOWNLOAD ARTICLE .PDF With graduation season upon us, it’s time to celebrate the achievements of our college
ROI Financial Advisors Is Your Money Working for You? DOWNLOAD ARTICLE .PDF A fisherman and a businessman cross paths, and he asks how the fisherman
ROI Financial Advisors How to Protect Yourself from Scams DOWNLOAD ARTICLE .PDF The Federal Trade Commission found that people lost $8.8 billion to fraud last year, up
ROI Financial Advisors Newlywed Finance 101: 4 Fundamentals DOWNLOAD ARTICLE .PDF An important part of being married is sitting down together and talking about your
ROI Financial Advisors You Missed the Tax Deadline. What Now? DOWNLOAD ARTICLE .PDF If you have missed the April deadline to file your taxes, don’t
ROI Financial Advisors Claiming Social Security While Working DOWNLOAD ARTICLE .PDF Understanding when and how to claim Social Security benefits isn’t always straightforward, especially if
ROI Financial Advisors Trusts: Different Types, Uses & Examples DOWNLOAD ARTICLE .PDF Even middle- and upper-income earners face retirement risks. What are some of the
ROI Financial Advisors 3 Costs Retirement Planning Can Miss DOWNLOAD ARTICLE .PDF Some retirement expenses are easy to plan for. You’ve probably considered how your
ROI Financial Advisors 4 Lessons Learned From FTX and Enron DOWNLOAD ARTICLE .PDF At its height, Enron was trading at $90.75. By December 2001, its
ROI Financial Advisors Will Resilience Be the Theme for 2023? DOWNLOAD ARTICLE .PDF Cypress trees are brittle and easily snap in a storm, but palm
ROI Financial Advisors Preventing Future Financial Regrets DOWNLOAD ARTICLE .PDF What will you regret not doing when you reach the end of your life? Jeff
Required minimum distributions (RMDs) are the smallest amount that retirees must withdraw from their retirement accounts every year starting at around 72 years of age.
Interested in maximizing your tax savings for the year? There are quite a few new, expanded, and lesser-known tax deductions that could help cut down
Some retirement expenses are easy to plan for. You’ve probably considered how your healthcare needs may change, or whether living expenses may be higher or
What are your financial goals? The answer to that question will change through life, but this handy guide can help you and your loved ones
Winning the lottery can be a dream come true, but it often ends up being a short-lived one — about 70% of lottery winners go
We all know the scene: A grieving family gathers in a room for the reading of their relative’s will. It lists who inherits what, and
Economic factors are forcing many young adults to turn to their parents for continued financial support. Just last year, 58% of 18- to 24-yearolds in
Most people look forward to retirement. However, a surprising number of people find themselves hesitating to start their golden years -– or even “un-retiring” a
It’s hard to find any good news about finance these days. Market forecasters are starting to use the dreaded “r” word to describe the economy
There’s no crystal ball that can predict life’s unexpected twists and turns. But when life changes hurt your hard-earned nest egg, shrugging and saying “c’est
Money management can get complicated as your financial success and stability climbs. Sometimes bad habits that impact our long-term financial health start at our high
Rising inflation has caused many people to take a closer look at their finances, but have you considered what it’s doing to your savings and
Exchange-traded funds (ETFs) give investors exposure to a broad array of securities. They help you to diversify your portfolio, and you can easily buy and
To merge or not to merge? Whether moving in together, getting married or living as civil partners, long-term couples eventually face this important financial decision.
During your working years, your income determines how much you can expect to receive in Social Security benefits when you become eligible. What should high
Some people focus on saving for retirement with an employer-sponsored 401(k), while others use an IRA — but did you know that you can have
We bank, shop, schedule doctor’s appointments, and share photos and life updates online. With the constant threat of cybercrime and online fraud, how can you
Do you and your family want to make a positive impact in the world? Your family can create a plan for charitable giving to help
Retirement is a huge goal, but it probably isn’t your only financial objective. Other significant milestones in your future might be buying a second home,
No matter how much you’ve thought about retirement already, it can be easy to overlook some of the details that will make your post-employment years
AS SEEN IN Fortune, Entrepreneur & Bloomberg Businessweek PORTLAND FINANCIAL Interview with ROI Financial Advisors, LLC,Managing Member, Founder, and InvestmentAdvisor Representative Lance Jarl Johnson.
Are you and your finances prepared for a rainy day? Major fluctuations in the market, new legislation, unexpected health issues and more can put stress
Careful planning for tax season can help to make the process as easy and stress-free as possible. What do you need to know about getting
Estate planning is important for everyone, but when you start to do your research, it seems like many resources assume you’re married with children. Many
When it comes to finances, it can be challenging to find the right balance as a parent. How much should you talk about money with
Do you have an investment property you’re thinking of selling? Or are you thinking of downsizing soon? It’s important to understand the costs associated with
After years of careful saving and investing, you’re finally ready to retire. And as you enjoy your post-working life, you’ll need to determine how to
Have you and your spouse ever disagreed about money? You’re not alone. Shared finances can be tricky, and many couples run into a conflict or
Retirement is a milestone achievement, and it’s often a challenge to settle on the right time to leave the workforce. Many people even change their
Passing family property down through the generations is a wonderful way to honor all the memories made in your home. Plus, your kids will get
The rules that apply to required minimum distributions (RMDs) have changed over the last couple of years, and it’s possible they could change again in
What do you want to leave behind for your heirs? Thinking ahead can be a challenge, but you likely want to pass down an inheritance
Financial security brings peace of mind. When you don’t have to worry about paying bills or lagging behind on savings, you have time and energy
More money means more spending power. When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally inclined to
The new administration has proposed tax changes that could affect estate planning for the wealthy. While these proposals may not pass, they offer an important
What do you know about cryptocurrency? Though it’s a hot topic much discussed by some investors, this relatively new digital currency remains potentially confusing. Gain
How much do you earn each year? The answer to that question can affect how you approach saving for retirement. If you earn above a
Are you wondering about different ways to invest in your family’s future? A custodial account can help you give your children (or another young family
At some point, many people consider buying a second home. This new property might be your vacation getaway or an addition to your investment portfolio.
As you know, planning for the future and keeping your finances on track require regular vigilance and fine-tuning. But when life gets busy, it is
One part of planning your legacy and making your wishes known involves doing some digital and physical organizing. Do you have all your key legal
When should you start receiving your Social Security benefits and how they will factor into your overall retirement situation? These are two of the biggest
Without expenses like travel and dining out, many people have spent less and saved more over the last few months. Others are experiencing a sudden
No one wants to think about examining and dividing their finances, but divorce happens. In particular, an increase in “grey divorce” (divorce involving couples over
It can sometimes feel awkward or challenging to talk about money and the future, especially with your children. But if you want to help minimize
