ROI Financial Dynamic Website Icons – Explanation and Disclosure
We use our icons to express our long-term vision and our commitment to our clients to help them reach their financial goals, or what we refer to as ‘financial freedom’, through a broad range of services and investment opportunities. For the most part these icons are not intended to represent a particular entity, just a symbolic abbreviation that refers to the services or products we believe could be a valuable component of a client’s financial plan. In some cases, affiliated firms may be a legal entity. These have been identified below.
Our philosophy is that each client should base their investment strategy on a well thought out financial plan that includes all aspects of their financial lives. Financial education, financial protection and a diversified range of investment opportunities are important for clients to consider. Investing in the stock market may not be the only or best solution for every client. While ROI Financial may not currently offer these services or products directly they can be discussed as part of an overall financial plan.
For example, our financial planning approach may include discussions on the potential pros and cons of real estate ownership, or the necessity for various types of insurance. Tax planning is also a critical element of most of our client’s financial plans. These products or services may be offered through affiliated companies, referrals or other methods which are disclosed below.
We expect ROI Financial to continue to grow and eventually offer access to a variety of products and services.
Here is a brief explanation of how we are pursuing our long-term vision.
ROI Financial Advisors, LLC (dba ROI Financial) is an SEC registered investment adviser. We provide financial advice and seek to engage with all aspects of our clients’ financial needs, including developing an investment strategy, selecting, and allocating assets, determining risk tolerance, and providing regular portfolio monitoring. In addition, we offer ongoing financial planning, investment and retirement account management, retirement services for business owners, and year-end tax planning. Our investment advisor representatives are all registered in the states in which they conduct business as is required by federal and state law.
ROI Tax, LLC is an affiliated company of ROI Financial. It prepares, reviews, and provides advice on tax filing for clients in the United States and seeks to integrate this process into the overall financial planning process. ROI Financial and ROI Tax, LLC may refer prospects to each other. Clients and prospects are not obligated to use the services of either firm, but the service is offered as a convenience to our clients. If clients decide to use ROI Tax, LLC they may be eligible for a discount from ROI Tax, LLC. Personal information is not exchanged unless directed to do so by clients. See our ADV Part 2A for a complete disclosure of our affiliate firms.
ROI Marketing and Creative Design is a planned expansionary entity of ROI as part of its long-term vision. The above icon is reserved for use to describe its services when it becomes a legal entity and active.
ROI WMS is a planned expansionary entity of ROI as part of its long-term vision. The above icon is reserved for use to describe its services when it becomes a legal entity and active.
The application of mortgages and other financing strategies using equity in real estate assets are often discussed with client’s during their financial planning process. It is a critical component of many clients’ financial lives and a consideration when planning for cash flow needs. ROI MTG currently represents the potential importance of mortgage considerations as part of the financial planning process. ROI Financial may refer clients to mortgage professionals if it meets a client’s financial planning needs. Clients and prospects are not obligated to use the services of any referred mortgage professional, the service is offered as a convenience to our clients. Personal information is not exchanged unless directed to do so by client’s. See Our ADV Part 2A for a complete description of any referrals made by ROI Financial.
ROI Financial strongly believes that financial education is an important part of helping clients reach their financial goals. ROI Financial is currently offering a series of podcasts and regular articles on a variety of topics. ROI EDU is not an entity but represents the variety of methods that ROI Financial may use to provide educational information to clients and prospects.
Various types, applications, benefits, and risks of insurance are commonly discussed with clients as part of their financial planning process. Insurance is a key element to mitigating a variety of financial risks for many clients and can assist them in reaching personal and/or business goals. ROI EDU is not an actual entity, however ROI Financial may refer clients to insurance professionals to discuss purchasing an insurance policy, reviewing an existing policy, or learning more about insurance in general if it meets a client’s financial planning needs. Clients and prospects are not obligated to use the services of any referred insurance professional, the service is offered as a convenience to our clients. Personal information is not exchanged unless directed to do so by clients. See Our ADV Part 2A for a complete description of any referrals made by ROI Financial.