The rules that apply to required minimum distributions (RMDs) have changed over the last couple of years, and it’s possible they could change again in the future. For example, in 2020 the coronavirus relief bill waived RMDs for many people with tax-deferred retirement accounts. This year, RMDs are back in the picture. So what should […]
Read MoreWhat do you want to leave behind for your heirs? Thinking ahead can be a challenge, but you likely want to pass down an inheritance to your children, grandchildren and other loved ones. A trust is one way to do that. Do you want to know more about your options? Here are a few essential […]
Read MoreFinancial security brings peace of mind. When you don’t have to worry about paying bills or lagging behind on savings, you have time and energy to focus on other things. And when you’re in this position, it can be tough to see loved ones struggle with money. Are you thinking of loaning money to a […]
Read MoreMore money means more spending power. When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally inclined to treat yourself. But are you still finding the right balance between spending and saving for the future? Read more in the ROI Financial PDF file below
Read MoreThe new administration has proposed tax changes that could affect estate planning for the wealthy. While these proposals may not pass, they offer an important reminder. No matter what, it’s important to remain alert to how the tax code can affect investments and the assets we want our families to inherit. And while it’s hard […]
Read MoreWhat do you know about cryptocurrency? Though it’s a hot topic much discussed by some investors, this relatively new digital currency remains potentially confusing. Gain a clearer understanding of Bitcoin and other types of cryptocurrency with these frequently asked questions. What is cryptocurrency?Cryptocurrency, often shortened to just “crypto,” is a type of unregulated virtual currency. […]
Read MoreHow much do you earn each year? The answer to that question can affect how you approach saving for retirement. If you earn above a certain amount, you cannot make direct contributions to a Roth IRA, for example. Are you wondering about the retirement savings options for high earners? Here are a few details to […]
Read MoreAre you wondering about different ways to invest in your family’s future? A custodial account can help you give your children (or another young family member, like a niece, nephew, or grandchild) financial support for their college education. Read more in the ROI Financial PDF file below.
Read MoreAt some point, many people consider buying a second home. This new property might be your vacation getaway or an addition to your investment portfolio. But, just like buying your first home, such a large purchase requires careful consideration. These four questions can help guide you as you weigh the potential benefits and challenges of […]
Read MoreIn this episode, Rob and Adrian build out an avatar of an actual client that Adrian and Rob are working with together, and basically rundown the difference between what happens if you're trying to buy from a traditional lending standpoint, a 25%, down normal investment property versus this second home product.
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