Tag: Personal Finance

ROI Financial Advisors Why So Many Retirees Are ‘Unretiring’ DOWNLOAD ARTICLE .PDF Retirement used to mark the end of one chapter — but for many, it’s becoming a midpoint. During the COVID-19 pandemic, millions of Americans chose to retire early. But in the years since, a growing number have returned to the workforce, becoming part […]

ROI Financial Advisors Comparing Annuities and Life Insurance DOWNLOAD ARTICLE .PDF As you plan your financial future, you will learn about many different investment options. Annuities and life insurance often come up as recommendations. While both of these products can have a place in your portfolio, they serve different purposes. Let’s take a look at […]

ROI Financial Advisors What to Know About Risk Tolerance DOWNLOAD ARTICLE .PDF Conventional wisdom suggests that younger investors can afford to take more risks — after all, time is on their side. But the ability to take financial risks isn’t just about age.    In fact, there are circumstances where a healthy amount of risk […]

ROI Financial Advisors Just Married? It’s Time to Talk Money DOWNLOAD ARTICLE .PDF Have you and your new spouse talked about money? The wedding and honeymoon is a whirlwind of excitement, but as you settle into married life, it is important to be on the same page when it comes to your finances.     1. […]

ROI Financial Advisors How to Make the Most of an Inheritance DOWNLOAD ARTICLE .PDF Receiving an inheritance can be both emotional and overwhelming. While it may offer financial opportunities, it often arrives during a time of loss. Whether large or small, an inheritance deserves thoughtful planning to ensure it supports your goals in a meaningful […]

ROI Financial Advisors Smart Money Moves to Make Before 40 DOWNLOAD ARTICLE .PDF Hitting 40 is a major milestone — and it’s also a good time to take stock of your financial health. While everyone’s journey looks different, there are four smart financial goals that can help set you up for a stronger future.   […]

ROI Financial Advisors 6 Smart Ways to Use Your Tax Refund DOWNLOAD ARTICLE .PDF Tax season is over, and if you’re expecting a refund, you might already have plans for how to spend it. A vacation? A new gadget? While a little indulgence is fine, your tax refund can also be a powerful tool for […]

ROI Financial Advisors 3 Midlife Money Myths to Stop Believing DOWNLOAD ARTICLE .PDF By midlife, you’ve likely heard plenty of financial advice — some helpful, some not. The truth is, everyone’s financial journey is different, and sticking to outdated myths can hold you back.  Let’s debunk a few common myths so you can build a […]

ROI Financial Advisors Do you need a will, a trust or both? DOWNLOAD ARTICLE .PDF Estate planning is an important process that protects your assets and helps you prepare for the future. Wills and trusts are common estate planning tools. What is the difference? Does one make more sense for you, or do you need […]

ROI Financial Advisors 5 Financial Mistakes Parents Make DOWNLOAD ARTICLE .PDF Raising a child is a rewarding journey, but it also comes with significant financial responsibilities. In 2024, the median cost of raising a child was $22,850 — and that’s just for one year. While providing for your family can be expensive, smart planning and […]