Tag: ROI Tax

ROI Financial Advisors What Happens During the Probate Process? DOWNLOAD ARTICLE .PDF Probate is likely one of those terms you’ve heard during estate planning discussions. It describes the legal process of validating a deceased person’s will and dividing their assets.   While the specifics can vary depending on state law, here’s a general overview of […]

ROI Financial Advisors Are You Maximizing Your HSA Usage? DOWNLOAD ARTICLE .PDF Your health savings account (HSA) can do more for you than you might think. HSAs are a type of savings account that people with high-deductible health plans (HDHPs) can contribute to and use to cover their medical expenses. But it can also be […]

ROI Financial Advisors How Life Insurance Can Protect Assets DOWNLOAD ARTICLE .PDF After years of working hard to accumulate wealth, you want to know that you can protect what you have built.    How can insurance be a strategic tool for safeguarding your assets? Here are a few ways a life insurance policy can help: […]

ROI Financial Advisors How do catch-up contributions work? DOWNLOAD ARTICLE .PDF Not everyone is able to max out their retirement contributions in the early years of their career. As retirement approaches, that can leave you feeling like you’ve fallen behind on saving. But when you turn 50, the IRS allows you to start catching up. […]

ROI Financial Advisors Pros and Cons of Delaying Benefits DOWNLOAD ARTICLE .PDF You can start claiming your Social Security benefits when you turn 62, but you also have the option of delaying your payments. What are the potential benefits and drawbacks of waiting until your full retirement age, or delaying benefits until you’re 70 years […]

ROI Financial Advisors How to Find an Old 401(k) DOWNLOAD ARTICLE .PDF Many people change jobs several times throughout their careers. Each new job can come with a new 401(k), making it easy to lose track of retirement accounts over the years.   If you lost track of a 401(k) at some point, it might […]

ROI Financial Advisors Is Lifestyle Creep Limiting Your Wealth? DOWNLOAD ARTICLE .PDF Imagine you have just gotten a raise at work. You’re probably thinking about how you can afford that big purchase you’ve been wanting, or how you can finally go on that nice vacation.   That trend has a name: lifestyle inflation. And though […]

ROI Financial Advisors How to Plan Your Retirement Withdrawals DOWNLOAD ARTICLE .PDF You’ve worked hard to save up for your retirement. Understanding the rules and tax obligations for withdrawals can help you decide which retirement accounts to withdraw from and when.   Traditional IRA When should you withdraw funds from your traditional IRA? It depends […]

ROI Financial Advisors Good Debt Versus Bad Debt DOWNLOAD ARTICLE .PDF Can debt ever be a good thing? The term “debt” implies a significant burden, which it certainly can be.    But the truth is, some forms of debt can contribute to your financial well-being. So what’s the difference between good debt and bad debt, […]

ROI Financial Advisors 5 Myths About Annuities Debunked DOWNLOAD ARTICLE .PDF Annuities have become a popular planning option for many people looking to diversify their retirement income. However, alongside this increased popularity, many myths about the pros and cons of annuities and how they work are still floating around. Let’s get straight to the point […]