After years of careful saving and investing, you’re finally ready to retire. And as you enjoy your post-working life, you’ll need to determine how to maximize your retirement funds. While certain retirement accounts, like IRAs, 401(k)s and 403(b)s, come with required minimum distributions, you also likely have discretion over how much to withdraw overall and […]
Read MoreHave you and your spouse ever disagreed about money? You’re not alone. Shared finances can be tricky, and many couples run into a conflict or two. While there is no single formula for sharing finances successfully, communication is essential in every partnership. Not sure where to start? Discuss these four big financial topics to help […]
Read MoreRetirement is a milestone achievement, and it’s often a challenge to settle on the right time to leave the workforce. Many people even change their minds and decide to “unretire” after a few months or years, whether to find fulfillment from working or add to their income stream. Of course, coming out of retirement comes […]
Read MorePassing family property down through the generations is a wonderful way to honor all the memories made in your home. Plus, your kids will get to keep making new memories in this well-loved space. If you want to leave your heirs property — whether a year-round home or a vacation property — you will have […]
Read MoreThe rules that apply to required minimum distributions (RMDs) have changed over the last couple of years, and it’s possible they could change again in the future. For example, in 2020 the coronavirus relief bill waived RMDs for many people with tax-deferred retirement accounts. This year, RMDs are back in the picture. So what should […]
Read MoreWhat do you want to leave behind for your heirs? Thinking ahead can be a challenge, but you likely want to pass down an inheritance to your children, grandchildren and other loved ones. A trust is one way to do that. Do you want to know more about your options? Here are a few essential […]
Read MoreFinancial security brings peace of mind. When you don’t have to worry about paying bills or lagging behind on savings, you have time and energy to focus on other things. And when you’re in this position, it can be tough to see loved ones struggle with money. Are you thinking of loaning money to a […]
Read MoreMore money means more spending power. When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally inclined to treat yourself. But are you still finding the right balance between spending and saving for the future? Read more in the ROI Financial PDF file below
Read MoreThe new administration has proposed tax changes that could affect estate planning for the wealthy. While these proposals may not pass, they offer an important reminder. No matter what, it’s important to remain alert to how the tax code can affect investments and the assets we want our families to inherit. And while it’s hard […]
Read MoreWhat do you know about cryptocurrency? Though it’s a hot topic much discussed by some investors, this relatively new digital currency remains potentially confusing. Gain a clearer understanding of Bitcoin and other types of cryptocurrency with these frequently asked questions. What is cryptocurrency?Cryptocurrency, often shortened to just “crypto,” is a type of unregulated virtual currency. […]
Read More