Guest Sarah VanHoose 1 of 3

Adrian  00:02

Hello future millionaires, welcome back to the get rich slow podcast. We are your hosts Adrian Shermer, Rob Delavan and Lance Johnson. Good morning, gentlemen.

Rob Delavan  00:12

Good morning.

Lance Johnson  00:14

Good morning everybody. Excited to have Sarah with us today.

Sarah  00:18

Glad to be here.

Adrian  00:19

Hey Sarah today our guest Sarah VanHoose. On our screen now you can catch us on Apple podcasts, Spotify, Audible, Amazon, music, YouTube, and probably a dozen more platforms by the time our producer Avery gets done spreading us over the web. Today we're talking to Sarah VanHoose and Sara journey to influence what can you tell me about that?

Sarah  00:41

Yeah, journey to influence I feel like life's journey and mine is influencing others through coaching. So, I'm a financial coach and small business coach. So, this journey, this is a long story, but we'll keep it short today.

Adrian  00:54

Nice, excellent. Sara is focused on helping individuals, couples and small business owners stress less about their money by making a plan and walking through it, encouraging accountability through her online coaching business journey to influence as a trained Ramsey preferred finance master coach. She makes money stuff simple and easy to understand. Going back to basics. Sara's background is as a leader in a large healthcare organization. She and her husband James have two daughters and live in Portland, Oregon.

Rob Delavan  01:27

Love it. I'm looking forward to this one.

Adrian  01:29

Yeah, absolutely. As usual, just a quick aside, you can find out about more about us and more about our events at ROI dash f a.com/events. Today is all about getting to know Sarah, learning about starting with the history. What made you into the person that you are today?

Rob Delavan  01:57

Okay, so, question one for you, Sarah, let's kick us off with tell us your story. Where did you grow up? What was your family, like? Give us all things.

Sarah  02:13

I grew up a couple of hours from here in the Columbia River Gorge.

Rob Delavan  02:22

What city?

Sarah  02:22

I don't think you'll know. It's a little town called Lyle Washington, and even further remote. So, my parents own a ranch up there and are so grew up on a farm oldest daughter of four siblings in total. So, I'm a farm girl, our closest neighbors were three and a half miles away. So, it was pretty remote and my parents own and operate a cattle ranch now. So, growing up, my dad had a number of different jobs sort of leading into that, but that was his passion was pursuing ranching and now he does that full time today. But I grew up doing chores in the morning, doing chores in the evening, and really helped to solidify my work ethic overall, through farm life.

Rob Delavan  03:16

Did you hike throughout those three and a half miles to school uphill both ways in the snow.

Sarah  03:22

I did hike it a few times. But it was not full time. It's where I learned how to drive. My first vehicle was driving a tractor when I was probably 12, or 13. My parents didn't want to run us out to the bus stop. I drove it, you know, like an AMC out to the bus stop, that's the way that I learned. That's just the way that you do things when you're living a little bit more remote.

Rob Delavan  03:50

So, you would drive to the bus stop to catch the bus?

Sarah  03:56

Yes, and then ride the bus probably an hour, right each way to school. It was quite an adventure.

Rob Delavan  04:02

If you would have just driven straight to school, it would have been less time.

Sarah  04:06

Right.

Rob Delavan  04:09

Okay, that makes sense and then so your family just got again?

Sarah  04:15

Yeah, a little bit there. My parents are still married. So, they've been married for 43 years. I've got three other siblings, two younger sisters and one younger brother.

Lance Johnson  04:40

Sarah, what is a significant story that made an impact in your life and what life lessons have you learned to make you into the person you are today?

Sarah  04:50

So many good farm stories for sure. But one of the stories that sticks with me so vividly is a story from college. So, I went to college, I started out at Eastern Washington University in Spokane, Washington. it's warm in the summers, and a girlfriend and I moved off campus, our second year in college and rented this really ill-equipped home for the winters in Spokane. I swear that our heating bill was more than our rent, because it was just so cold. I was on my own at that time, I moved out of my parents’ home when I was 17 and went to college when I was 18 and I was really on my own and had separated as a full grown adult with my parents and I took minimal student loans, in order to try to make sure that I was keeping within my means I worked a couple of different jobs while I was in college. I remember having sat down, paid the bills with my roommate, divvied up our electric bill divvied up our rent, and I had 20 bucks leftover for groceries and I remember having to figure out how I was going to make that stretch like until the next paycheck, which was at least a few weeks away. So, taking my 20 bucks to the grocery store and buying very soy sauce to go with the box of rice that we had in the cupboard peanut butter, right to go with my sandwiches, and milk to go with the mac and cheese again, that was in the cupboard. So, making all of these decisions based on what's going to last and also knowing that I never wanted to do this full term like, I felt I was poor. I was a broke college student to probably call my parents and ask for a little bit of support, but gritty and figuring out a way through it. So, super vivid memory of that grocery store trip and making that $20 last long-term.

Adrian  07:09

So, he did it right, he bought milk, she bought peanut butter. I think the three of us are like, well, we wouldn't have it beer and then what would have been leftover. I don't know. Ramen, very adult of you, you were very early on.

Lance Johnson  07:22

Talk a little bit more about I've known a lot of farmers people growing up in farming, Rob and Adrian, I talk a lot about you can work hard, and you can have a success story, you can work smart and you can have a success story and when you can work hard and smart, you can move mountains. So, you can't learn hard work, either you're born with it, or in farming, you can't be a lazy farmer. So, talk a little bit about that, and work ethics and how that applied.

Sarah  08:00

Yeah, so much. So, when my parents started their farm, or when we moved to the property that my parents live on now, it was bare ground. So, my parents built and when I say my parents, I also very much mean, my siblings and I as well, we're all a part of this building up of our experience, communal experience, for sure. So, we started with building a shop and it also housed farm equipment. My dad had a four-seater aeroplane, that was a hobby that also like had a front seat in the shop and then my family lived on in an apartment, essentially, on the side of the shop was probably 1000 square feet or something. So, I was probably between 14 and 17, I was living there. During the summers and on the weekends, we built log home that they live in now. So, when we're talking about talk about work ethic work was part of our daily activity like this is what we needed to do in order to make the family continue to thrive and it was an expectation, or I didn't have the option of tapping out and doing something different or having more screen time or whatever it is that kids do these days. But that was just part of who we are. There was days on the farm that again, regardless of rain or shine, we had some quite critical tasks that needed to be done. There was some serious flooding that happened one winter and our pond broke, broke a dam. So, we were out there with flashlights and tarps, nine o'clock 10 o'clock at night trying to dam up a pond from it and it wasn't successful, by the way, but it was necessary from my dad's perspective. So, lots of those little memories that were like it's just what you have to do right in order to make things spark.

Adrian  10:01

Yeah, I lived on a working cattle ranch for a period of time myself actually funny enough, and you're totally right. It's not like, oh, wait, do you want to do this? It just has a time that it has to be done and that's it. It's a brilliant way to build that work ethic because there's no choice. There's no, let's do it tomorrow.

Rob Delavan  10:18

Yeah. So, those life lessons obviously, they've made you into the person you are today and obviously led to the macaroni cheese and peanut butter conversation, that's forever, you never really can pull that out of you.

Sarah  10:46

I think there's some grit and determination that was certainly weaved into my life early on. It was my dad's pursuit of his dream of ranching. He was an auto mechanic, and then a service manager for a number of years, but wanted to pursue his passion through ranching, so watching him pursue his passion, I think was an important memory for me to hold on to later in life and then my mom really encouraged, is it a problem or is it an inconvenience? She really helped us make those determinations between like, let's focus on things that are really problems, but inconveniences we need to figure out how to let those roll off our back.

Rob Delavan  11:33

Yeah, that's a life lesson. I think we could all tell ourselves 25 times a day. So, I love that.

Adrian  11:49

All right, Sarah, you get access to the time machine? I'm picturing a phone booth. Maybe it's Bill and Ted, depends on how you grew up. But what advice would you give your younger self if you could get that five-minute blink into the past?

Sarah  12:02

Yeah, I think that I would go talk to my 20-year-old self, the self that is was in her early 20s and remind her to stay in her lane, mind her own business a little bit. Not that I was up in everybody else's business. But I think so often, I was watching what everybody else was doing, what everybody else had, and went to go turn and acquire it myself, not always in the most responsible fashion. So, instead of doing things in pursuit of others, visibility or recognition, but really just staying in my own lane, and doing what was right for me in the moment, would have served me better.

Adrian  12:46

It's a great message, maybe increasingly important in this day and age as people often compare them.

Lance Johnson  12:51

That sounds like an hour.

Adrian  12:55

Many more than five minutes.

Rob Delavan  12:57

Well, there's an evolution there. You're a different person today than you were 10 years ago, and 20 years ago, and it wouldn't just be the 20-year-old, you could do a couple of more blinks and it's not to buy bitcoin, by the way.

Sarah  13:17

Right, different stock options. Minding my own business, one is certainly huge. Pausing more, a week into my later 20s and early 30s, when my kids were young, I think taking more time to remember those moments, capture those, not necessarily capturing them on my phone, or with any recording device. But just being super present in those moments, I think, is something that is so big, so fast. My girls are now 12 and nine, and I won't be able to get those moments back. So, pausing and reflecting and being present, I think is an important one.

Lance Johnson  14:01

I spend a lot of time right now. My kids are 11 and nine, almost 12. I'm not going to be able to lay in the bed with my kid and scratch his back and just talk about the day, when they're 14 and he's turning 12 and 14 to be like, dude, this is awkward but we cherish that moment out to the point where they won't go to bed until they come in and just close out the day and reflect on a day and I cherish those moments

Rob Delavan  14:36

It's pretty cool. Also, the concept, that's something obviously hearing from you, Sarah, I've admired about Lance, his kids are incredibly involved in hockey and it's a commitment and it's a lifestyle and I've been doing the same thing with my kids, with some other sports, swimming and so forth. But man, hockey is hardcore, and whenever I've asked him about it, it's like, this is the time I'm never going to get back. So, he's spending his time and money to travel and do the different things  for these kids and I've seen a whole bunch of their games, and they're incredible. What's really cool, though, is to see that that intent of that time now. So, this is a concept, the get rich low podcast. Well, what do we get rich for, what are we working for? That sort of thing is minor.

Lance Johnson  15:47

When I'm with clients, money doesn't buy you happiness, it affords choices. So, affords me the choice to either go do something and take a vacation on my own, or it affords me a choice to make sure that I can go up and watch their practice, it's really weird. I don't like missing practices, because that's my kid’s development. So, why do I want to miss a practice? I want to see him perform in a game. But the practice is where the Ahaus come and I want to be present for those. That's what money does is it allows you to make choices, I think, and I choose to be with my kids as much as possible

Rob Delavan  16:31

I guess. Sara, I'll ask you a follow up on that is the advice would you give your younger self? Well, is there any regret of what would you have done differently maybe with your kids, 12 or nine?

Lance Johnson  16:48

Regret or glass half full?

Rob Delavan  16:52

Either way, wherever that goes, but I'm sure you have insight into that because this is important concept.

Lance Johnson  16:58

We're trying to we're trying to represent Ashley on this podcast.

Sarah  17:04

The positive nature, I like that as well. I think one of the most intent is we're really talking about intentionality with our time, with the people that are most important to us. I think one of my favorite things that we've done with our kids and it's probably been four or five years that we've been doing this, this, we stopped giving our kids Christmas gifts and instead, we do a calendar of adventures instead. So, each month, it's a DIY calendar, we printed on Shutterfly or whatever, and we do a picture of some, like family write adventure that we're going to do each month and it's different every year. We don't tell the kids about it's an elusive picture. It's a picture of something but they can't tell exactly what it is. We don't pick a particular date. So, we do a calendar worth of adventures and that helps secure an intentional time that we're going away as a family putting the distractions away and experiencing something together.

Lance Johnson  18:09

Okay, we are doing Easter egg hunt where we rip up a place we're going to go and you rip it up and put in the eggs and they collect all the eggs and then they try to piece it together like a puzzle and then snap pictures where we're going.

Rob Delavan  18:26

What were some of their favorites?

Sarah  18:28

Surprisingly, some of their favorites are what we call kid dates, where my husband and I each take a take a kid right out on a date and we get to plan it together and decide what we're going to do, it's the things that they enjoy, sometimes the things that really like light them up. Recently my youngest daughter, she wanted to do crafting. So, we went and got tie dye and we made tie dye shirts and we made slime and we ate Panda Express and it was her best day.

Rob Delavan  19:01

Love it. Oh, there you go Lance. What was what was your favorite Easter egg? What was the kid's favorite one, I guess?

Lance Johnson  19:11

Well, we had to place down in Cabo, we went to we read the book. I can't think of it now though. Oh, geez. The kids book Pete's Dragon know, what's the one by on kawaii? I can't think of it. Snap pizza maggot magic dragon. But anyways, we went to fly. We took a helicopter ride and we just did this whole kawaii excursion with one of my clients actually and we rode in a helicopter which was that was a nervous thing for everybody. It was wonderful, just wonderful.

Rob Delavan  19:55

Yeah. So, again, the whole get rich slow podcast. Money creates choices and, and wealth and so forth is opportunity. But at the end of the day, it's the relationships, and it's that time spent together. So, that's pretty incredible, I'm loving this. This is going to be a fun little series with you Sarah.

Rob Delavan  20:26

So, Sarah, where can we find you? I think I have everything up here on the PowerPoint for the episode.

Sarah  20:35

Yeah, so, my website is my journey to influence.com. You can email me at Sarah@my journey to influence.com You can also find me on Instagram at journey to influence and my phone number 503-961-4602.

Rob Delavan  20:50

Excellent. That is Sarah VanHoose with journey to influence. As always, we appreciate you guys all listening. We have all of the disclosures and all the things with websites and so forth into this presentation if you're watching otherwise, it's down in the show notes with disclosures and so forth, and there'll be a link to this. Sarah, thank you so much. This is one in a three-part series with Sarah and I'm really looking forward to number two and number three. So, thank you guys all for listening, and we'll catch you next time.

Guest Sarah VanHoose 2 of 3

Adrian  00:02

Hello future millionaires and welcome back to the get rich slow podcast. We are your hosts, Adrian Shermer, Rob Delavan and Lance Johnson. Good morning, gentlemen.

Rob Delavan  00:10

Good morning.

Lance Johnson  00:12

Good morning. Welcome, Sarah. Good to have you again.

Sarah  00:15

Thank you.

Adrian  00:16

Yeah, joined again by Sarah VanHoose. Part two and a three partner on her and her life and the services she offers part of her company journey to influence, which I absolutely love. Today we're going to talk to Sarah, who has as a financial coach, as we talked about, she's focused on helping individuals, couples and small business owners stress less about money by making a plan and walking through it with encouraging accountability through her online coaching business journey to influence. As a trained Ramsey preferred finance master coach, she makes money stuffs simple and easy to understand, going back to basics, Sara's background as a leader in a large healthcare organization, and she and her husband James have two daughters, and they live in Portland, Oregon. As an aside here, as usual, you can find out more about what we are doing outside of the podcast at ROI-fa.com/events. That's a great place to get links to our individual websites, find out what's happening. Locally, if you want to be part of one of our wine and learn events, or, we did the movie theatre thing pretty recently. We're always doing something fun out there. We'd love to engage with you guys. But today is all about Sarah and today specifically, we're going to be learning about the business journey to influence and what sets you apart as a coach.

Lance Johnson  01:46

All right, Sarah, tell us about your business. What makes you so passionate about it and what makes you different and set you apart?

Sarah  01:55

That's such a good question. My business is online coaching. So, I love that we can do these things through zoom these days It's a whole new world. I love helping others just come side by side with them and helping walk the walk with them through their financial journey. My business was created out of passion, marrying my passion for leadership, and which is another word for coaching, and finances and blending that together. A couple of years ago, my husband and I were vacationing down in Mexico and had picked out like a retirement home for ourselves and thought about what we were going to be doing later on. As we were getting back on the aeroplane, I had this epiphany moment where I was like, wait a minute, why do we have to wait to do these things that we love until we're old? I don't want to do that. So, my husband looked at me and he said, well, number one, how many drinks have you had?

Rob Delavan  03:03

Always a good question.

Sarah  03:04

Yeah. So, it was still a question. You make a plan for that, and we'll kind of talk about it. So, I did, I made a plan. I was like, alright, I'm going to pencil out what it looks like to rent out our current home, we're going to vacate for a couple of years and move south, bring the kids, teach them all about the community and culture and language of being somewhere different and live the life that we really want. I started a blog. That's where my journey to influence my husband to move to Mexico was originated and it grew from there. So, in this blog, I talked about what it would look like to kind of pick up and do something crazy, this crazy idea about doing something different and living life on my own terms, and making sure that our finances supported that. As I began blogging, one of my most popular blogs was just showcasing it was it was about like transportation, how are we going to get around, when we were down in Mexico, and I had referenced the fact that we had paid cash for our vehicles, our most recent vehicle purchase, we had paid cash. In that conversation, there were so many people that came back and were like, oh, my gosh, that's so unusual. How did you do that? What is this, though? Strange, this is crazy and it was at that point that I learned that there were more people that were like me, that realize that there was another alternative for mountains of debt. My husband and I had gotten ourselves out of debt several years prior. So, we had the ability to think differently about what our life looked like without the debt loan. So, in in those coming those months following those blog posts, my husband ultimately decided that he really didn't want to move to Mexico. He is also self-employed, and he's like, I don't know that, I want to move my business to Mexico. But maybe you need to be doing something indifferently. At the time I was working for a large healthcare organization, in a leadership role, lots of hours, and lots of responsibility. I really wanted to have more flexibility and freedom in terms of what I did. I was able to turn reflect a little bit of like, okay, well, what do I what do I really want to do? Chapter two of my life, how can I marry what I know and love about operations, and leadership with personal finances, which I saw, I heard, the need for that, and I had personal love for  a good spreadsheet on the back of a napkin, or napkin math or whatever it looks like making a plan for your money. That's how my coaching business was born from this idea to move to Mexico, to seeing the need for people doing money a little bit differently, and putting those things together.

Rob Delavan  05:53

So, would you say you were looking for, like some freedom from status quo is, I'm trying to pick up that concept, what was that core that was the driver?

Sarah  06:04

Yeah, it was definitely the freedom and flexibility to not drive not driving to work every Monday through Friday and be able to impact lives in a different way.

Adrian  06:18

Oh, that's fascinating. What do you get asked most by your clients and what's what would you say the number one pain point is that you solve for them?

Sarah  06:34

I think the number one question that I get asked by clients is how do I start with finances? It comes with a lot of shame, honestly. The folks that are reaching out to me are, they're not fresh out of college, necessarily. They're in their late 20, they're in their 30s, 40s. They're in their 50s and 60s, right sometimes, and they're a little embarrassed that they don't maybe have all their financial house in order, and they really just want to know, like, okay, how do I get started? I know this by now, there's some embarrassment and some shame that goes with that and unfortunately, money management or financial literacy is not common core in colleges or in high schools, as I think that it should be. So, people are learning through trial and error and sometimes a lot more then they wish.

Rob Delavan  07:38

The shame or embarrassment, that's the pain point, obviously. That's a symptom of the pain point is, I guess what I would say. So, addressing that, what does that look like?

Sarah  07:54

Yeah, it's helping people strategize right around what their plan should look like. Budgeting, creating a budget for yourself is one of those core tools that I use with my clients. Sometimes we call it a spending plan, because that feels just a little bit better, whatever you want to call it, but it's making an intentional plan for your money, and helping people with the habits. The daily ins and outs of what that looks like, and sometimes modifying your habits or your behaviors around how you use your money. It really deals with the person, the individual and their relationship with money, most of all.

Rob Delavan  08:33

I'd like to hear a little bit of dialogue between you and Lance of the difference in the relationship between that personal financial coach, and the financial advisor and what's that?

Adrian  08:47

Especially because you guys use very similar language here, we've got it going back to the basics, and we've got Mr. brilliant at the basics. Maybe that's part of where the shame comes from. People think this is simple, but then it's not easy to execute, is it?

Sarah  09:01

Oh, that's such a good point. It's simpler. I think right at times, just like taking control of your money with a financial advisor, like Lance, my job as a coach is to make sure that my clients are ready to invest, I want them to be more intentional with their money, which means diversifying and investing those things, but they have to have enough money to do that, they have enough margin and enough breathing room within their current income. They can't spend it all right in order to make sure that they're ready to do more proper planning.

Lance Johnson  09:38

Yeah, we're like two concentric circles that come closer and closer together to make one big circle and the biggest thing I look at is time, you can't make up time. So, some of the anxiety that people feel is that the longer time goes on and they feel broken, the more resentment they have because it's less time for them. to get ahead of the curve, and so, they just feel like they can never dig themselves out of a hole, or they're always drinking from a straw underneath the water. So, addressing time and then addressing change, Sarah, and not knowing enough about you, but as I learned throughout this year, Dave Ramsey, he's like, get yourself out of debt, get yourself out of debt. Once you're all out of debt, then start saving. Whereas I might say, let's start saving free up cash flow, through tax savings to apply towards debt. So, then there's this chicken and the egg. Neither one of them are right or wrong. It's just which one really resonates to the client, which one is the client going to adopt faster to get them using time to their side. As an investment advisor, we're always talking about money and time value of money. So, we want people to make money and save and get ahead of them. But if a lot of people don't budget, or they don't track their expenses. So, if you don't track your expenses, then you got to make up a budget, to try to keep you on track, knowing that budgets are like urine resolution, you're always going to break them. So, you just got to have fusion that takes place so that you can keep on a railroad track, per se. I think it's interesting. I'm very looking forward to working with Sarah, because you got two different philosophies that accomplish the same thing. I think one plus one can equal three here, as we hopefully work together on the courses next year.

Sarah  11:47

I think when it comes down to like you said, it's not wrong, it's just different and using money, money is not a moral is not moral. So, it's finding what sticks with each client, like you said, some are going to gravitate towards one or the other and sometimes they don't know what they don't know. So, we need to lay out some different options and different ways to get them to those results faster and just intentional planning, I think is just part of that and sometimes they really need somebody that's not in their household, that can come outside and look in and be like, okay, let's take a look at this, let's do this together.

Lance Johnson  12:27

Yeah, sometimes we end up being the mediator between the two people grow up with different philosophies. There's 15% that are savers and 85%, that a spender. I'm a spender that saves 32% of his gross income. But I find that hard and given my base relaxation towards when I get to that point, I'll spend money because I'm a spender by nature. I'm brown eyed and bald. You can't change who you are, you just have to modify your routines to embrace the future of finance.

Sarah  13:11

I think create awareness around what your natural state is. Also, I work with a lot of clients on thing, as you indicated, a lot of spender’s right are out there. What happens when you go off the deep end with your spending. What happened just before that? What's feeding into those things, so that we can kind of catch them sooner, and perhaps have some alternatives or some boundaries, right around that spending so that you can still do what feels best or what feels right without compromising your situation.

Lance Johnson  13:43

So, my wife and I adopted the Delavan spending habit. So, we tried to spend his money instead of our money, and it works a lot better.

Adrian  13:53

We're going to get a whole episode on that one. Standard strategy.

Rob Delavan  13:55

Yeah, we need a bell every time you guys are killing me. So ,the last question for you today, Sarah, is what are you most excited about right now?

Sarah  14:15

Right now, just today? So, ironically, I'm sure it's going to have passed by the time this episode airs. But I am launching a membership programme called friends with budgets and it is just a low cost membership in order to help support more people getting educated around how they're using their money, get strategies and tips around just different components around what money looks like through some, some group coaching and some helpful reminders on a regular basis. So ,super excited about offering again, a low-cost opportunity working with me one on one is a higher ticket price point and I wanted something that's more accessible. Again, that whole journey to influence is around dropping the money shame, encouraging people and support, bring them in a different way. So, I'm really excited about that.

Rob Delavan  15:03

Of course, it's a very clever little pawn. How do folks connect with that?

Sarah  15:12

Yeah, my website should have more information about it. My journey to influence.com.

Rob Delavan  15:18

Gotcha. So, literally, you said it's happening today. So, this is spring, late spring of 2022, we'll have to keep tabs on y'all. That's going to be fun.

Lance Johnson  15:34

Can you say it again? Say the phrase again?

Sarah  15:37

Friends with budgets. That's the name of the membership. We're opening and closing with within a week, and then we will reopen the membership in the fall.

Rob Delavan  15:48

Yeah. So, it's basically like a beta test here.

Sarah  15:51

Yeah, we're testing it out and seeing how many people we can get in and on help support and then also, it's exclusive. I want some best friends up in there. So, we're just going to open and open and close in a short period of time.

Rob Delavan  16:03

Okay, interesting. I'm looking forward to that.

Adrian  16:10

Well, thank you again, Sarah, for enlightening us with your knowledge and this is part two of a three-part series. So, I'm really excited about what we're going to be recording next. But there's some solid information here.I hope that our audience walks away with some important ideas in your mind. Sarah, when I first met you, and especially as I entered finance myself, I would have thought your services were sort of tier one and then maybe you'd work your way up to someone like Lance Johnson, but I got to say, I've got a decade in real estate now. My job is to analyses people's personal income and asset situations. I know people who have dual six figure incomes, I know people who are multimillionaires, who I've talked to who could desperately use services like yours. I think Lance, even himself might have admitted that these are the kinds of basic building blocks that a lot of people need to get where they're going in life, or to get where they want to be in life. So, I hope that we can guide more people to you. I love working with everyone in this room, because you are the part of the financial sector that is passionate about helping people grow. I hope our audience can gain from some of your wisdom here. Sarah VanHoose journey to influence Sara at my journey to influence.com You can also reach her at 503-961-4602 and you can get our individual websites. We're going to have up on a slide here as well. Go ahead and jump on the get rich slow podcast to find links to rest of our information and our disclosures, the always necessary information about all the disclosures for our industry. Thank you so much, audience for joining us. Sarah. We'll see you on the next episode.

Sarah  17:50

Thank you.

Rob Delavan  17:50

Thank you so much, guys.

Guest Sarah VanHoose 3 of 3

Adrian  00:02

Hello future millionaires and welcome back to the get rich slow podcast. We are your hosts Adrian Shermer, Rob Delavan and Lance Johnson. Good morning.

Rob Delavan  00:12

Good morning.

Lance Johnson  00:13

Good morning, Sarah. Glad to have you here again.

Sarah  00:16

Glad to be back.

Adrian  00:17

It is episode three of three with Sarah VanHoose. You can catch us online Apple podcast, Spotify, audible Amazon music, probably a dozen different platforms when our awesome producer Avery, and Ashley, get us all propagated through the web. We are on YouTube as well. If you'd like to watch a video, we've got some nice visuals that go along with these. As I said, today, our special guest is Sarah VanHoose with journey to influence. Sarah is a financial coach and she is focused on helping individuals couples and small business owners stress less about their money by making a plan and walking through it with encouraging accountability through her online coaching business journey to influence as a trained Ramsey preferred finance master coach, she makes money simple and easy to understand going back to basics. Sarah's background is as a leader in a large healthcare organization. She and her husband James have two daughters and live in Portland, Oregon. As always, you can find out about what we are doing local at ROI-fa.com/events. This is episode three of three, I'm going to be sad to see you go Sarah, but I have a feeling we're going to have you back, we're going to be tracking you. Sarah is probably going to be on our website or the get rich, slow podcast website is a compendium for the people that we love working with, and the resources that we feel will serve our listeners best. Sarah, I think you fit that bill very well. So, today is all about learning about what's ahead for you. We've learned about where you've come from what you're doing now and this is a bit of a peek into the future of what you're doing and what you're really aspiring to accomplish here with journey to influence.

Sarah  02:11

Excited to talk about dreams today.

Rob Delavan  02:17

Okay, so, question one for you, Sarah. What are your three biggest goals right now?

Sarah  02:25

Yeah, right now, influence and impact. So, widening the net of people that I'm able to influence positively around money management, again, dropping the shame, any shame, any fear, any regrets, we just don't have time for that. It's time to move forward. So, helping more people in that capacity is goal number one. You ready for goal number two?

Rob Delavan  02:53

Actually, hold on. So, you said widening the reach. What would that mean for that influence and that impact for folks?

Sarah  03:04

It's making education right and support, easy to access. So, I think we talked about in a previous episode, my friends with budgets membership, again, low cost way to get folks access and continue to widen the social media platforms to be able to put free content out there. Again, for more people to find a friend in finance, in order to help get their questions answered and make the conversation normalized, we need to normalize the money conversation on a regular basis in a wide variety of ways.

Rob Delavan  03:41

Gotcha. As far as reach, this is national and international in this day and age of online content and interactions and so forth. Is that accurate?

Sarah  03:55

Yeah, let's go big, why no, that's universal. I hadn't defined to my location specific yet.

Rob Delavan  04:04

Okay. Good. So, that's an excellent first call, what's your second call?

Sarah  04:11

My second goal is to help support more coaches in their business launches. There are a handful of financial coaches out there just like me, who love coaching, or the art of helping people through challenges and getting them to the other side. But they struggle with the launch of the actual business component side of it. So, I want to show others how I've been able to do it so that they can go have flourishing practices of their own.

Rob Delavan  04:45

Interesting. Okay, that's some serious leverage.

Sarah  04:52

Yeah, it just doubles down on the whole influence. If I can help more coaches, they can help more people were helping  manage their money, a little bit better teaching the teachers, coaching the coaches.

Rob Delavan  05:09

I love that, and the third one?

Sarah  05:12

It really marries with the others is scaling my business, I am still a one woman show over here and doing both of tasks one and test two or goal one of goal two is going to be difficult on my own. So, scaling my business so that I can support others and work on the right work at the right time, in order to continue to have that larger impact while being present with my family, which is also important.

Rob Delavan  05:39

Yeah. I'm looking forward to that fun future conversation. Especially with Lance Jay with us here, he's been instrumental in helping me scale my business. I feel that in the future, one of my goals for this group, and this podcast and so forth is there's going to be some special relationship I think with helping folks with the heart that both you and Lance have to do that and to achieve those dreams and successes and goals and everything else with that. So, I'm looking forward to this.

Adrian  06:21

Yeah, I've watched you guys be the gravity well with the influence to slingshot ethically run businesses a number of times before, so, pick your position very well, Sarah.

Sarah  06:34

Good.

Adrian  06:38

All right. Question two comes from me, Sarah. Where do you see we're going to turn that time machine from episode one in reverse here? Where do you see yourself in the next five years?

Sarah  06:47

I think I alluded to it in my last school, but it’s supporting a coaching operation that is impacting a number of individuals on a larger scale. So, my background, I think we've referenced in the intro a number of times is in health care leadership. So, organization strategy operations, it's part of my love language is the strategy and in fine tuning and process efficiency, I want to be able to apply that to more coaching. think we've acknowledged that there's more people out there that need some side by side support, and some more basic resources in order to leverage their own money management. So, how can we scale that? So, I see myself maybe not coaching as much as I'm doing now, but helping to lead other coaches in that capacity on a larger scale.

Rob Delavan  07:44

Does that change anything for you physically, like your location, where you're at?

Sarah  07:49

I think it continues to give me the flexibility to zoom from anywhere, we can do that now, but doing more of that in the future, yeah, I think that's certainly part of that flexibility component as well.

Rob Delavan  08:05

Workshops, and that thing with other coaches and so forth. There's potentially a physical element to that, then become potentially a national thing or regional, or have you thought that through?

Sarah  08:19

I don't think I've gone that far yet. I think five years from now, we're definitely leveraging regional, maybe some more national conversations, I just feel like with Zoom, I've got clients that are on the East Coast so, it all feels national already because we can connect with anybody anywhere, but it's being able to, again, connect with a wider audience and maybe not even limiting ourselves just to make sure that we've got more support, we need the troops on the ground in order to go help support people. So, developing those coaches.

Rob Delavan  08:52

I love these ideas. This actually goes back to my comments on the previous question, is there's some serious scaling to do and I'm really interested in where you and Lance have a lot of common points here.

Lance Johnson  09:18

Question three, Sara, who should we be looking to connect you with going forward over the next five years?

Sarah  09:26

I think that I'm on the lookout in the next couple of years, is expanding to more business owners and there's two business owners. There's one business owner that again, needs some more operational efficiency, efficiency within their current workforce. It all eludes to finances. It doesn't always like arise as a financial issue, but it's underlying right that there's some financial component to that. So, small business owners that are looking for more support in that direction. But the second small business owner that wants to provide more support for their employees. I think an employee assistance programme should absolutely have financial education or financial coaching as part of that package as employees that are financially settled financially secure, are not stressed out about living paycheck to paycheck show up better. Well, they show up number one, and they're going to show up as better producers in the long in the long term. So, again, expanding the influence, taking my business of one right now and being able to do more group efforts. Again, scaling in the short term with just myself and then moving forward with more coaches. I would love to connect with the get rich, slow podcast audience. You can find me on Instagram at journey to influence and my email address is Sarah@my journey to influence.com.

Adrian  11:18

Very cool, thanks so much for your time, Sarah, very valuable stuff that you're doing and yeah, we really look forward to see what you expand to in the future because your message is clear. It's positive, and it's going to help people, people of all walks of life. So, check her out at my journey to influence.com. I appreciate give us the Instagram as well,  great ways to get a hold of her. For those of us watching, you can see links to our websites. If you want to get in touch with us, the get rich slow podcast also is linked on every single podcast and is a great portal for you to get in touch with everyone that we've interviewed and all the resources that we can possibly make available to you. So, thanks again, Sara. Thanks to our audience. Our disclosures are also available on that site and we'll catch you next time on the get rich low podcast.

Sarah  12:03

Thanks for having me.

Rob Delavan  12:05

Love it. Thank you.

https://tinyurl.com/mr45sste

Episode 56

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Episode 58